Fathom is famous for its free plan, but the free plan has one limit that decides whether you’ll need to pay. This guide explains what Fathom costs, what the free plan really includes and who should upgrade. Prices change, so confirm them on Fathom’s pricing page.
Fathom pricing at a glance
Free: $0.
Premium: $20 a month, or $16 a month billed annually.
Team: $19 per user a month, or $15 billed annually, with a two-user minimum.
Business: $34 per user a month, or $25 billed annually, with a two-user minimum.
Enterprise: quoted by sales.
What the free plan includes
Free is a permanent plan, not a trial. It gives unlimited recording, storage and transcription on Zoom, Google Meet and Microsoft Teams, plus instant summaries, clips, playlists and search. The limit is on the AI layer: advanced summaries and AI action items cover your first five calls each month, after which you get a basic summary, and Ask Fathom only searches your last two weeks of calls.
What you get when you pay
Premium removes the cap with unlimited advanced summaries, AI action items, follow-up email drafts, the Ask Fathom assistant and a custom bot name. It’s a single-user plan.
Team adds a shared library, comments and mentions, keyword alerts and team-wide search.
Business adds CRM sync, deeper integrations and compliance controls.
The two-seat quirk
Team costs less per person than Premium on annual billing ($15 against $16), but it needs at least two seats. So two people pay less per seat on Team than one person pays on Premium.
Who should upgrade
Stay on Free if you hold a handful of meetings a month or only need recordings and transcripts.
Choose Premium if you have more than five important calls a month and want advanced summaries each time.
Choose Team or Business if you need shared libraries, or CRM fields filled from calls.
Real costs
Annual billing saves about 20% on Premium. Monthly billing costs more, so pick annual if you’re sure. Fathom doesn’t use a credit meter, which makes the cost easier to predict than tools that meter AI features.
Is Fathom worth it?
For individuals, the free plan is one of the best in the category. If you want more AI features or team tools, compare it with Fireflies and Granola. See our Fathom review, our Fathom vs Fireflies comparison and our list of the best AI note takers.
Frequently asked questions
How much does Fathom cost?
Free, then $20 a month for Premium ($16 annually), with Team and Business priced per user.
Is Fathom free?
Yes, with unlimited recording and transcription and advanced summaries on five calls a month.
What is the five-summary limit?
Advanced summaries apply to your first five calls each month, then a basic template.
Why is Team cheaper than Premium?
It needs two seats, so per-seat pricing is lower.
Does Fathom record without telling people?
It joins calls as a recording participant, and you should tell attendees before you record.
How we researched this guide
This guide is based on Fathom’s published pricing as reported by several 2026 sources and independent reviews (checked November 5, 2026). We haven’t run our own trials. Plans change, so confirm on Fathom’s website.