Otter.ai Pricing 2026 – Free, Pro and Business Costs

What Otter.ai costs in 2026: the free plan's 300-minute cap, Pro vs Business prices, annual savings, AI Chat limits and whether Pro is worth it.

Otter.ai has a free plan and three paid tiers, and the price you pay depends heavily on whether you choose annual billing. This guide explains what each plan costs, what the limits mean in practice, how the free plan works and whether Pro is worth it. Prices and limits change, so confirm them on Otter’s pricing page.

Otter.ai pricing at a glance

Basic (free): $0.

Pro: $16.99 a month, or $8.33 a month billed annually ($99.96 a year).

Business: $30 a month, or $19.99 a month billed annually ($239.88 a year).

Enterprise: custom, quoted by sales.

Annual billing roughly halves the price, so the “$8.33” figure only applies if you pay for a year up front.

What each plan includes

Basic gives you 300 transcription minutes a month, a 30-minute limit per conversation, three file imports for the life of the account and 20 AI Chat questions a month. It keeps your 25 most recent conversations.

Pro raises that to 1,200 minutes a month, 90 minutes per conversation, 10 imports a month and 50 AI Chat questions.

Business removes the limit on live meeting recording, allows four hours per conversation, adds up to 6,000 minutes of imported-file transcription a month, 200 AI Chat questions and more concurrent meetings.

Enterprise adds SSO, admin controls and sales and compliance features.

How Otter counts minutes

There are two limits, and both matter. The monthly minutes cap how much you can record or import, and imported files count against the same minutes on Basic and Pro. The per-conversation limit controls how long a single meeting can be. On Basic, one older source says a recording can run past 30 minutes but you can only access the first 30 minutes of its transcript, so check how this behaves before you rely on it for long meetings.

Is Otter.ai free?

Yes. Basic is free with no end date. It works for occasional short calls, and the 30-minute cap and 300 minutes a month make it a test for regular users.

Pro vs Business

Pro suits one person with regular meetings under 90 minutes. Business is for teams, long meetings and heavy file imports. For a five-person team, Pro billed annually comes to about $500 a year and Business to about $1,200, so Business costs roughly $700 more.

The real cost

Annual vs monthly. Monthly billing roughly doubles the price, so pick annual only if you’re sure.

Auto-renewal. Subscriptions renew automatically, so set a reminder before the renewal date.

AI Chat limits. AI Chat is capped on every plan, which can matter if you use it a lot.

Privacy. Otter is the defendant in a consolidated class action over recording consent, which is in discovery, and no court has ruled it illegal. See our guide to AI note takers and recording consent.

Is Otter Pro worth it?

Yes if you have regular meetings, need live transcripts and want a low annual price.

Probably not if you want a free tool with no minute cap, where Fathom is the strongest option, or you want no bot on the call, where Granola fits. See our Otter.ai alternatives and our Otter review.

Frequently asked questions

How much does Otter.ai cost?

Free, then $16.99 a month for Pro ($8.33 annually) and $30 for Business ($19.99 annually).

Is there a free Otter plan?

Yes, with 300 minutes a month and 30 minutes per conversation.

What is the difference between Pro and Business?

Business removes the monthly recording cap, allows four-hour meetings and adds team features.

Does Otter offer a discount?

Annual billing is the main saving. Check Otter’s pricing page for education or promotional offers.

How do I cancel?

In your account settings, before the renewal date.

How we researched this guide

This guide is based on Otter’s published pricing as reported by several 2026 sources, user reviews and legal summaries (checked November 5, 2026). We haven’t run our own trials. Prices and limits change often, so confirm on Otter’s website.

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